- Please be sure to read the latest “Product Guide” as part of your research. The “Product Guide” is available at this Bank branch and elsewhere.
- Foreign currency deposits carry a risk of foreign exchange fluctuations. Depending on foreign exchange market trends, the yen-denominated amount at the time of repayment could be less than the yen-denominated amount when the deposit was made (“loss of capital”).
- There will be a difference between the TTS rate (exchange rate from yen to foreign currency) and TTB rate (exchange rate from foreign currency to yen) (¥2.00 per U.S. dollar for U.S. currency transactions); accordingly, even in the absence of foreign exchange market fluctuations, there is a risk that the yen-denominated amount at the time of repayment may be less than the yen-denominated amount when the deposit was made (“loss of capital”).
- The difference between the TTS rate and the TTB rate is equivalent to the exchange fee of the two–way transaction; the difference for the market rate reporting currency is a maximum ¥16 per 1 unit of base currency.
- As a rule, fees will be charged for foreign–denominated cash or other foreign currency deposits or withdrawals (e.g. U.S. dollar-denominated cash; ¥2.00 per dollar). Fees for market rate reporting currency is a maximum ¥15 per 1 unit of base currency (minimum of ¥3,500 in other fees besides foreign-denominated cash transaction fee). Please inquire at appropriate information desk for more details.
- Foreign currency deposits are not covered by deposit insurance. Please inquire at the appropriate information desk regarding deposit insurance.
- Customers must be 20 years of age or older to conduct foreign currency deposit transactions via Internet banking, mobile banking or telephone banking.